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Student Relief Program provides document processing support that helps consumers find appropriate Department of Education (DOE) programs and then compiles, processes and submits to the DOE all of the required documentation. Our proprietary application-based error detection software system validates the data you provide us to ensure accuracy in order to avoid delays or rejection of your application. The Student Relief industry has seen many changes in recent years, including new options being offered for struggling borrowers. Various options exist for those in need, yet navigating these options and completing the process can be complicated and time consuming. Do you want to lower your monthly payments, get forgiveness or discharge but don’t know where to start? Student Relief Program was designed to take the headache out of the process and bring you much needed relief. Over 33 million Americans qualify for loan forgiveness, are you one of them?
Have multiple loans with different lenders and different interest rates? The first step in achieving forgiveness is consolidation of your existing loans and placement back with the department of education.
The Income Contingent Repayment (ICR) plan is designed to make repaying education loans easier for students who intend to pursue jobs with lower salaries, such as careers in public service. It does this by pegging the monthly payments to the borrower's income, family size, and total amount borrowed.
Income-Based Repayment (IBR) is the most widely available income-driven repayment (IDR) plan for federal student loans that has been available since 2009. Income-driven repayment plans can help borrowers keep their loan payments affordable with payment caps based on their income and family size..
Pay As You Earn (PAYE) is a new federal student loan repayment plan that is now available to some borrowers with newer federal loans. It caps your monthly federal student loan payment at 10 percent of your discretionary income.
You have nothing to lose, qualification is fast, easy and at no cost to you.
Find out if you meet eligibility guidelines in 20 minutes or less.
We work with loans of all sizes. Making sure there’s a solution for every borrower that is struggling.
Going in to default or being late on your student loan payments can have detrimental effects on your credit. Stop credit problems in their tracks.
Many organizations will charge you upfront fees before they even know if you qualify. We work on a performance based model that gets you results.
No matter what the status of your loans is, we can help. Through experience, knowledge and expertise, our skilled team will navigate you through the murky waters of your situation.
Though many options exist for federal student loan, finding the best option for student debt relief can be complicated. The programs you qualify for are dependent on many variables including your occupation, income and family size, as well as the current status and balance of your loans. Researching options, completing paperwork and maintaining contact with the Department of Education is time consuming. You may feel frustrated by the complexity of student loan and wish you had a team of professionals on your side.
That is where Student Relief Program comes in.
When you call us, you will reach a highly-trained counselor who will spend time learning about your personal situation. After identifying the best program for your student loans, our experienced document processing team will prepare your paperwork for submission to the Department of Education. You can rest assured it will be handled in a professional and timely manner. In fact, we are so confident in our work that our processing services are backed by a 100% satisfaction guarantee. If we process your documents and the DOE does not approve your consolidation we offer a full satisfaction guarantee.
People who are considering Student Relief assistance have many options and frequently need help to determine their best course(s) of action. They also need resources and services they can count on. People interested in seeking assistance with their Student Relief Programs need to research the myriad of government-approved programs and pay plans that are designed to provide financial assistance to those struggling with their current Student Relief and payments — but it can be a daunting task.
If you have trouble meeting your monthly payments, have exhausted your deferment and forbearance options, and/or want to avoid default, a Direct Consolidation Loan may help you.
If you send payments to more than one lender every month, and want the convenience of a single monthly payment, consolidation may be right for you. With a Direct Consolidation Loan, you will have a single government lender and a single monthly payment.
If you have variable interest rates on your Federal education loans, you may want to consolidate. The interest rate for a Direct Consolidation Loan is fixed for the life of the Direct Consolidation Loan. The rate is based on the weighted average interest rate of the loans being consolidated, rounded to the next nearest higher one-eighth of one percent and can not exceed 8.25 percent.
With only one lender and one monthly payment due for student reliefs, it is easier than ever for borrowers to manage their debt. Borrowers have only one government lender, for all loans included in a Direct Consolidation Loan.
Borrowers can choose from multiple repayment plans with various term selections to repay their consolidation loan(s), including an Income Contingent Repayment and an Income-Based Repayment Plan. We can go over these with you to ensure they are simple and understandable. These plans are designed to be flexible to meet the different and changing needs of borrowers. With a consolidation loan, borrowers can switch repayment plans at anytime.
There is no minimum amount required to qualify for a Direct Consolidation Loan! In addition, program submission has affordable cost!
Borrowers with consolidation loans may qualify for renewed deferment benefits. If borrowers have exhausted the deferment options on their current Federal education loans, a consolidation loan may renew those deferment options
A consolidation loan may ease the strain on a borrower's budget by lowering the borrower's overall monthly payment. The minimum monthly payment on a consolidation loan may be lower than the combined payments charged on a borrower's Federal education loans.
There are two (2) possible portions to a consolidation loan: Subsidized and Unsubsidized. Borrowers retain their subsidy benefits on loans that are consolidated into the subsidized portion of a consolidation loan.